USA is a dream destinations for many students all over the world for there higher education. Stats show that the number of students coming to us is increased in the recent times. Study in USA is not a cake walk especially for those students who had come from abroad to study in various colleges and universities in USA. There are few challenges among international students when they get admission in universities or colleges in USA. The biggest obstacle in front of them is how to tackle the expenses during their stay.

USA is one of the developed economies in the world and therefore cost of living in USA is on a higher side. The tuition fees of various universities in USA vary from one university to another. As per the resources the over all expenses including tuition fee, living expenses and other day to day expenses ranges from $ 25,000 to $ 100,000. These expenses can be very high on ones pocket and it becomes very challenging for students to afford such expenses. There are a few resources which students can consider to fund their education.

•Bank Loans
The first thing that strikes in the mind while looking for funds is bank loans. There are various banks all over the country that offers loans for students who wants to study abroad. Banks provides study loans up to $ 40,000 depending upon the requirements. Most of the banks charges 10% -12 % rate of interest on study loan. Banks also consider your current financial assets in case you require a loan more than $8000. So if your current financial assets are not good then it becomes very difficult to get a loan of more than $ 8000.

•Scholarships
Students with excellent academic backgrounds have another option of scholarships with them to meet there financial requirements. There are various national and international organizations that provide scholarships to meritorious students. A few of the reputed scholarships in India that students must consider are Inlaks foundation, ITC Ltd. , Agha Khan Foundation and etc. There are various international bodies as well which provides scholarship for international students like International Education Financial Aid by Rotary International, AAUW, and American Council for International Education. Students can consider these organizations for scholarships. One must keep in mind that these scholarships are given on the merit basis.

•Trust loans
There are various trusts, business organizations and societies which provide loans for students who are going to study abroad. These trusts provides loans at a very low interest rate varying from 2% – 4%. A few of these trust which students can consider for meeting there requirements are JN Tata Endowment, K.C. Mahindra Trust, Mariwala and RD Sethna Scholarship Fund. Similar other organizations are also there which provides trust loans.

•Paid Employment
Foreign Students are allowed to work 20 hours in a week as part time work to support there stay in USA. Students are also allowed to work full time during university holidays. Most of the universities allows students to work on campus during there study period while a few universities also allows students to work off campus as well. Paid employments are one the major financial support for the students and student can easily meet up there day to day requirements from paid employment.

•Funds from Savings
Students who have good savings in there bank or there family background is financially stronger then family savings can be a very pivotal resource for funding there education in universities and colleges in USA. Strong financial back ground also helps you getting bank loans or loans from trusts as well. This is one of the most reliable resources to fund student’s tuition fee and other day to day expenses.

Students who are interested to study in USA must keep these resources in mind as they plays important role in funding there education and stay in USA. Students must score high in there academic examinations while studying various universities and colleges in USA as it is very important to continuously score well in every academic session to attain scholarships on regular basis. As the living expenses are quite high in USA one has to maintain there lifestyle accordingly to support there stay.

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Students are often seen bewildering over the topic of which study abroad universities to choose from. Choices are abundant and scholars do have plenty of alternatives to pick from. European countries feature high on priority when study abroad universities are considered. Among other universities, students elect to choose top universities in Italy, top universities in Switzerland or top universities in Greece.

When one questions such decisions, reasons thus acquired are countless. Students choose Italy as a favorite education destination because of various reasons other than obligatory educational motive. The country of churches and the pope – Italy is also famous for its cuisine (pastas, pizzas, etc.). Scores of foreign students are also lured by the international standard sturdy educational system of Italy. The artistic curriculums such as courses based on cooking, art, fashion, music, catering, humanities and language are the most sought after. Not only are the teaching standards high, the access to art works of prominent artists is also a driving factor for intellectuals as Italy is abode to some of the most prevailing architecture, art, culture and history. The affiliation of Italian universities to US universities also makes sure that students passing out from these institutions can linger the whole globe in search of jobs. Not to mention the warm nature of native people and excellent weather of Italy is also a great motivating factor. Some of the top universities in Italy are: – University of Padua, Bocconi University, Foreigners University of Siena, Free University of Bozen-Bolzano, University of Pisa, University of Reggio Calabria, S. Pio V University of Rome, etc.

Switzerland never had to prove itself as a satisfying education destination as it has already attested itself as the most sought after honeymoon destination because of its natural scenic beauty. Students from all over the globe pour in to Swiss institutions to get a first hand experience of comprehensive outlook and an unbiased perceptive of life. The exceptional studying environments, incomparable extra curricular activities augmented with experienced and expert faculties make Switzerland a perfect study abroad destination. Some of the top universities in Switzerland are: – ETH Zurich, International Hotel, Tourism and Culinary Management Institutes (IMI), Lucerne University of Applied Sciences, Università della Svizzera italiana, University of Bern, University of Geneva (UNIGE), Zurich University of Applied Sciences, etc.

Another European country which is also an alluring destination is Greece. With loads of cultural heritage to gain knowledge from mingled with modern outlook of people makes it a popular choice for scholars. This nation proffers a plethora of alternative to students when it comes to courses. Some of the offered courses are photography, sculpture, creative writing, art, archeology, philosophy, painting, international business and history. The stunning spots, mouth watering cuisine and an enthralling night life of Greece makes it easy for students to adapt to this new paradise. Some of the top universities in Greece are: – National and Capodistrian University of Athens, Agricultural University of Athens (AUA), Aristotle University of Thessaloniki, National Technical University (NTUA), University of Macedonia Economic and Social Sciences, Harokopion University, etc.

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If you manage to attain a degree from one of the universities in UK, it would be well-respected and recognized all over the world. The degree would serve as a strong base for the rest of your future. It would boost your career and help you to prosper with a fat paycheck. Even a distance learning program from one of the top universities in UK will help you to earn that much needed promotion or lift in your career.

The UK universities in Nigeria are doing very well. They have become successful by offering a competitive environment. The creative aspect and the challenging environment thrown by the UK university education schedule is top notch and can be compared with the very best. This is the reason why the students in Nigeria are not wasting a single moment in getting themselves enrolled in these UK universities. The students have absolutely no hesitation to the fact that their potential talent would come out in the due course of time, under the quality education structure of these universities.

Universities like the Cambridge and the Oxford bring with them their glorious tradition. Their rich educational history and cultural background cannot be compared with any other university in the world. For many of the Nigerian students to study in these universities is like a dream come true. However, some of the other universities of UK are also gaining their popularity in Nigeria with their international structure. The education standards presented by these universities are setting a benchmark within the country, and at the same time taking the whole system to a new higher level.

Distance learning in Nigeria had never been so popular. The presence of well recognized universities like the Oxford and the Cambridge has made it possible. One of the many advantages of the UK universities is that they offer a unique Master’s degree of just one year. Therefore, such a course not only saves valuable time but also saves a good amount on the course fee. The students can benefit to a great extent by availing this option. The UK universities in Nigeria also do not have a very difficult eligibility criterion. A Nigerian student with a minimum of 12+3 qualification can directly apply for the UK Masters degree.

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